Financial toolbox

You will find here some of the best banking and investment options used at and available to retail investors in order to give them more control over their finances. Please remember that investing involves risk of loss.




Europe and switzerland

Link to DEGIRO

DEGIRO is a European broker, originating from the Netherlands and regulated by the the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin). It provides high-quality and cost-effective financial services as well as transparent products and does not charge custody nor administration fees. In our opinion, DEGIRO is one of the best stock brokers in Europe.

Interactive Brokers


Link to Interactive Brokers

Interactive Brokers is an American broker that also has offices in the United Kingdom, Holland and Switzerland. Their trading system is of a professional level, so it can be intimidating for a beginner. They have low prices and a powerful platform.

Neobanks and Credit Cards


Download the App Zak

Insert the promo code GUID50 and get CHF 50!


Zak code promo CHF 50: GUID50

After opening your account, go to the Settings menu, select “Enter code” and enter it.


Swisscards code CHF 40: FC40XCUXX

American Express, MasterCard, VISA
with cash back.


Neon code promo CHF 20: 5CN4N6

3rd pillar

Finpension Promo Code: 93U85M

Use this code when registering and you will automatically be entered into a draw to win CHF 6’883 for every 1’000 registrations.


United States
Traditional advisory

Vanguard Personal Advisor Services
Frais de gestion jusqu’à 0.3% annuel

Robo Advisory

Vanguard Digital Advisor
Commissions d’environ 0.15% annuel

ETF providers

Vanguard is a company owned by the people who invest in the funds and the second-largest provider of ETFs worlwide.

iShares is the largest issuer of ETFs in the US and globally. They are managed by BlackRock.

This is not a financial advisory firm and nothing on this site should be construed as management advice. No agency or advisory relationship is established with you in any way as a financial advisor, insurance broker, or tax advisory professional. This site is not responsible and cannot be sued for any financial loss or suffering you may experience as a result of reading this blog. This particular contains affiliate links for DEGIRO and Interactive Brokers. You should always do your research before making an investment decision. This site intends to teach and share material in order to help you achieve greater control and financial independence. Nevertheless, every situation is different and your money is also your responsibility.
All content on this website is for informational and educational purposes only.