Guidefinances
Self-made and actionable wealth management
Understand the principles, control recurring costs and use a limited number of useful tools to improve your finances over the long term.
Start here
Three questions that matter

How can I improve my finances?
Start with objectives, spending and savings, then build a diversified long-term portfolio at a reasonable cost.

Which financial mistakes matter most?
High recurring fees, poor diversification, unnecessary complexity and badly aligned incentives can quietly erode wealth.

Which tools are actually useful?
A good broker, bank, card or retirement solution should reduce costs and friction without adding unnecessary complexity.
Toolbox →
Read & follow
Quarterly Market Newsletter — what moved, what matters and what to watch.
Latest newsletters →
Actionable Investment Guide — diversification, portfolio construction and costs.
Read the guide →
Practical toolbox
A few tools we use or review
Principles first, products second. Direct access if you already know what you need.
Interactive Brokers · global broker · open →
Swisscard Cashback · FC40XCUXX · open →
finpension 3a · 93U85M · open →
neon · 5CN4N6 · open →
Some links are referral or affiliate links. Conditions may change; editorial assessments are independent of compensation.
🇨🇭 Swiss finances — banks, cards, brokers, Pillar 3a and pensions in four languages.

Health & longevity — preventive health, diagnostics, exercise, sleep and longevity tools assessed through evidence, risk and recurring cost.
About Guidefinances.
Independent practical guidance built around diversification, reasonable cost control and a limited number of transparent tools.
About ·
Contact
Guidefinances provides general educational information and does not establish an investment, banking, insurance, medical, tax or advisory relationship. Product conditions and fees can change and should be checked with the relevant provider.