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English Retirement planning Swiss

Public pensions in Switzerland

Your state pension is useful to include in your individual wealth planning as an element that will provide income in retirement in the form of an annuity.

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English Markets

Investments in European indices

In order to avoid the overpriced European big caps, some ETFs covering Germany, England or broader capitalization seem more attractive.

Categories
English Guide Portfolio Management

ETFs: physical or synthetic replications?

We strongly recommends physical ETFs, even if in some exceptional cases, synthetic ETFs may be more appropriate in certain circumstances.

Categories
English Retirement planning Swiss

Pension in Switzerland

If you are concerned about the declining attractiveness of your retirement system, it is possible to adopt a more individual approach to retirement planning by building a diversified equity portfolio over time.

Categories
English Guide

Withholding tax applicable to the principal residences of ETFs

You should assess US or Irish domiciled ETFs based on your situation and which will return the dividends from the underlying stocks in the most tax efficient manner.

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English Insurance Swiss

Pro and contra of a dental insurance 

Regardless of your age, dental insurance that covers at least part of the preventive costs seems to be a good solution.

Categories
English Portfolio Management

Do you need an investment model?  

The basic rules of the markets will hold true beyond any investment model: the importance of diversification, mean reversion of returns over the long term, and the difficulty of creating alpha in public markets.

Categories
English Markets

What portfolio management in case of inflation? 

While stocks suffer in the event of extreme inflation, they still offer acceptable protection in the event of limited inflation. Make minor adjustments but do not deviate from your investment objectives.

Categories
English Portfolio Management Swiss

What are structured products?

In times of low interest rates, structured products attract investors with comparatively higher returns, but there is also the threat of painful losses.

Categories
English Markets

Bond market, Chinese mega-techs and growth stocks (Q3 2021)

Buying a “developed world” ETF today means gaining massive exposure to highly valued growth stocks.