Categories
English Portfolio Management

Norwegian investments: Insights from the world’s largest fund

The world’s largest sovereign wealth (Norway) believes in relatively efficient markets and follows a passive approach with a 70:30 stock:bond index and little deviations.

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English Markets

Real estate prices following the pandemic in Europe and Switzerland

The demand for real assets, especially real estate, is enormous in Europe. Unless interest rates rise sharply or the economy slows down, this situation does not seem to be easing.

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English Personal finance Swiss

How to buy property and obtain a favorable mortgage in Switzerland

Obtain competitive mortgage offers from banks, insurances and intermediaries: The huge savings obtained will by far justify the few laborious hours spent.

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English Personal finance

What is a neobank?

Online banking start-ups (neobanks) provide generally cheap offerings, but due to the high mortality rate of such ventures, you should select a solid player if you plan to entrust them significant funds for an extended period of time.

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English Personal finance Swiss

The best Swiss online banks (neobanks)

For foreign transactions, Revolut seems to be unbeatable now with its credit card allowing purchases in many currencies. For online basic services in Switzerland, Zak and Neon are competing for the top spot thanks to their free basic package and the backbone of a banking license from their partner.

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English Personal finance

Questionnaire: What is your relationship with money ?

A careful assessment of our relationship with money can have a lasting positive impact on our lives, but should not be an obsession. Here is the questionnaire for your self-reflection.

Categories
English Portfolio Management

Strengths of the Canadian investment model

The Canadian investment model advocates internalized wealth management and assets hedging liability and inflation (such commodity producer stocks, real estate, and infrastructure). 

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English Guide

How to control your investment costs?

It is now possible to everyone to access cost-effective instruments under a passive and diversified approach, such as ETFs and a cost-effective broker.

Categories
English Portfolio Management

A look into the market crystal ball

High valuations make it improbable to repeat the recent high returns in stocks and bonds and investors need to manage their return expectations accordingly.

Categories
English Guide

Partly controllable investment factors (e.g. taxes)

You have no influence on the macro-variables such as interest rates, inflation and the currency exchanges, but you can control a limited number of elements.