Consider ETFs as the building blocks of your wealth without forgetting to take into account the price level and your overall portfolio before investing.
Focus on the primary features if you are making your first investments in ETFs, then gradually increase your knowledge.
Index ETFs are the investment vehicles of choice for international private investors.
Index ETFs meet the criteria of passive management and allow for market performance, low fees, diversification and transparency.
Your asset allocation will vary over your life cycle, and you should invest and position your overall capital differently as a young adult, mature adult and senior.
If interest rates rise in the US in 2023 and in Europe in 2024, a decline in equity returns is likely in the medium term for developed countries and US large caps.
Your strategic asset allocation will be your starting point before venturing into the stock market but the coming end of expansive fiscal and monetary policy and the high valuation of U.S. growth stocks may require a different implementation of your asset allocation.
There are many ways to enjoy life without going broke and without having to count every penny. It’s up to you to find your personal financial balance !
We cannot ignore the current relative valuation and future prospects of Chinese equities, despite the risks. Options, even if imperfect, remain an indirect exposure and a diversified investment in emerging markets.
The Bogleheads’ Local Chapter has been launched in Switzerland and will offer free courses for beginners and discussion opportunities for more advanced investors.