Categories
English Portfolio Management

Your individual strategic allocation

Your asset allocation will vary over your life cycle, and you should invest and position your overall capital differently as a young adult, mature adult and senior.

Categories
English Markets

Market situation for the individual investor in Q4 2021

If interest rates rise in the US in 2023 and in Europe in 2024, a decline in equity returns is likely in the medium term for developed countries and US large caps.

Categories
English Portfolio Management

The principles of strategic asset allocation

Your strategic asset allocation will be your starting point before venturing into the stock market but the coming end of expansive fiscal and monetary policy and the high valuation of U.S. growth stocks may require a different implementation of your asset allocation.

Categories
English Personal finance

Take back control of your finances

There are many ways to enjoy life without going broke and without having to count every penny. It’s up to you to find your personal financial balance !

Categories
English Portfolio Management

How to invest in Chinese Equities?

We cannot ignore the current relative valuation and future prospects of Chinese equities, despite the risks. Options, even if imperfect, remain an indirect exposure and a diversified investment in emerging markets.

Categories
English

Bogleheads’ Local Chapter launched in Switzerland

The Bogleheads’ Local Chapter has been launched in Switzerland and will offer free courses for beginners and discussion opportunities for more advanced investors.

Categories
English Product Swiss

Which payment system should I choose?

You may consider a combination of credit and debit cards from a free account as your preferred method of payment.

Categories
English Retirement planning Swiss

Public pensions in Switzerland

Your state pension is useful to include in your individual wealth planning as an element that will provide income in retirement in the form of an annuity.

Categories
English Markets

Investments in European indices

In order to avoid the overpriced European big caps, some ETFs covering Germany, England or broader capitalization seem more attractive.

Categories
English Guide Portfolio Management

ETFs: physical or synthetic replications?

We strongly recommends physical ETFs, even if in some exceptional cases, synthetic ETFs may be more appropriate in certain circumstances.