China spent decades being associated with generic medicines, active pharmaceutical ingredients and low-cost manufacturing. That description is now badly out of date. The more important development for investors is not that China can manufacture drugs cheaply. It is that Chinese companies are increasingly discovering drug candidates, taking them rapidly through early clinical trials and licensing them […]
Category: Retirement planning
You can consider investing in markets with abnormally cheap currencies and look more closely at ratios that consider the share prices.
The two pillars will form an annuity that protects you against the risk of longevity but do not overload your second pillar.
A pension plan on an individual basis generally gives better results than the more expensive 3b solutions of banks and insurance companies (managed funds or life insurance).
Your state pension is useful to include in your individual wealth planning as an element that will provide income in retirement in the form of an annuity.
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Pension in Switzerland
If you are concerned about the declining attractiveness of your retirement system, it is possible to adopt a more individual approach to retirement planning by building a diversified equity portfolio over time.
Guide Finances 