You may consider a combination of credit and debit cards from a free account as your preferred method of payment.
Your state pension is useful to include in your individual wealth planning as an element that will provide income in retirement in the form of an annuity.
We welcome all initiatives, which allow savers to minimize the fees paid to financial intermediaries and keep more money in their pocket.
If you are concerned about the declining attractiveness of your retirement system, it is possible to adopt a more individual approach to retirement planning by building a diversified equity portfolio over time.
Regardless of your age, dental insurance that covers at least part of the preventive costs seems to be a good solution.
In times of low interest rates, structured products attract investors with comparatively higher returns, but there is also the threat of painful losses.
Obtain competitive mortgage offers from banks, insurances and intermediaries: The huge savings obtained will by far justify the few laborious hours spent.
For foreign transactions, Revolut seems to be unbeatable now with its credit card allowing purchases in many currencies. For online basic services in Switzerland, Zak and Neon are competing for the top spot thanks to their free basic package and the backbone of a banking license from their partner.