Whether this is your first investment, but also if you want to make sure you don’t make a mistake, you need to clarify the following three questions: when, how much and how to invest.
Category: Personal finance
There are many ways to enjoy life without going broke and without having to count every penny. It’s up to you to find your personal financial balance !
Obtain competitive mortgage offers from banks, insurances and intermediaries: The huge savings obtained will by far justify the few laborious hours spent.
What is a neobank?
Online banking start-ups (neobanks) provide generally cheap offerings, but due to the high mortality rate of such ventures, you should select a solid player if you plan to entrust them significant funds for an extended period of time.
For foreign transactions, Revolut seems to be unbeatable now with its credit card allowing purchases in many currencies. For online basic services in Switzerland, Zak and Neon are competing for the top spot thanks to their free basic package and the backbone of a banking license from their partner.
A careful assessment of our relationship with money can have a lasting positive impact on our lives, but should not be an obsession. Here is the questionnaire for your self-reflection.
Bank fees have risen sharply in recent years in the low or negative interest rate environment. Controlling investment fees (management fees, custody fees and transaction fees in particular) can be astronomical.