There are many ways to enjoy life without going broke and without having to count every penny. It’s up to you to find your personal financial balance !
Category: English
We cannot ignore the current relative valuation and future prospects of Chinese equities, despite the risks. Options, even if imperfect, remain an indirect exposure and a diversified investment in emerging markets.
The Bogleheads’ Local Chapter has been launched in Switzerland and will offer free courses for beginners and discussion opportunities for more advanced investors.
You may consider a combination of credit and debit cards from a free account as your preferred method of payment.
Your state pension is useful to include in your individual wealth planning as an element that will provide income in retirement in the form of an annuity.
In order to avoid the overpriced European big caps, some ETFs covering Germany, England or broader capitalization seem more attractive.
We strongly recommends physical ETFs, even if in some exceptional cases, synthetic ETFs may be more appropriate in certain circumstances.
Categories
Pension in Switzerland
If you are concerned about the declining attractiveness of your retirement system, it is possible to adopt a more individual approach to retirement planning by building a diversified equity portfolio over time.
You should assess US or Irish domiciled ETFs based on your situation and which will return the dividends from the underlying stocks in the most tax efficient manner.
Regardless of your age, dental insurance that covers at least part of the preventive costs seems to be a good solution.
Guide Finances 