Regardless of your age, dental insurance that covers at least part of the preventive costs seems to be a good solution.
Category: English
The basic rules of the markets will hold true beyond any investment model: the importance of diversification, mean reversion of returns over the long term, and the difficulty of creating alpha in public markets.
While stocks suffer in the event of extreme inflation, they still offer acceptable protection in the event of limited inflation. Make minor adjustments but do not deviate from your investment objectives.
In times of low interest rates, structured products attract investors with comparatively higher returns, but there is also the threat of painful losses.
Buying a “developed world” ETF today means gaining massive exposure to highly valued growth stocks.
The world’s largest sovereign wealth (Norway) believes in relatively efficient markets and follows a passive approach with a 70:30 stock:bond index and little deviations.
The demand for real assets, especially real estate, is enormous in Europe. Unless interest rates rise sharply or the economy slows down, this situation does not seem to be easing.
Obtain competitive mortgage offers from banks, insurances and intermediaries: The huge savings obtained will by far justify the few laborious hours spent.
Categories
What is a neobank?
Online banking start-ups (neobanks) provide generally cheap offerings, but due to the high mortality rate of such ventures, you should select a solid player if you plan to entrust them significant funds for an extended period of time.
For foreign transactions, Revolut seems to be unbeatable now with its credit card allowing purchases in many currencies. For online basic services in Switzerland, Zak and Neon are competing for the top spot thanks to their free basic package and the backbone of a banking license from their partner.
Guide Finances 